Child Life Insurance

Insuring your child is by far one of the easiest and most affordable ways to establish their financial foundation and future insurability while they’re still young and healthy. These policies offer up to $50,000 in life insurance coverage for children and young adults, and cost as low as $1 for the first month’s premium.

It’s easy to apply and buy

No medical exam child life insurance. Just answer yes/no to a few medical questions and you can buy a life insurance policy over the phone, hassle-free!

No waiting period

Once the application is approved, coverage starts right away!

The benefit will never be reduced or canceled

The coverage is guaranteed for life, regardless of future changes in age, health or occupation as long as premiums are paid on time.

Since your children’s coverage is a whole life insurance policy, it builds cash value that could be used for future expenses, including education, a down payment on a home or even to pay future premiums.


Gerber Grow Up Life Insurance Plan

Provide life insurance for your child or grandchild and give them a powerful head start! We all want to give our children an advantage in life. The Grow-Up® Plan is a whole life insurance policy that protects your child while providing savings for the future.

A Gift that Doubles

Your Grow-Up® Plan not only provides up to $50,000 of whole life insurance for your child now, but the coverage amount automatically doubles during age 18, at no extra cost! Security for today and for tomorrow

As soon as you get the Grow-Up® Plan, you lock in a low childhood premium rate that’s guaranteed never to increase. This discounted premium rate is a significant savings on what your child would otherwise pay for new coverage as an adult.

A Plan that Grows

In addition to the coverage amount automatically doubling, your child will have several opportunities to increase coverage as an adult. Thanks to you, your child can always have life insurance to count on.

Attention Grandparents!

If you’d like to give your grandchildren the gift of a better financial future, consider the Gerber Life Grow-Up® Plan. Affordable premiums that never increase, guaranteed cash value and coverage that doubles over time can make this the best gift you ever give your grandchild.

Applying is simple. Get started by requesting a Free Quote today! Click here


College Savings + Life Insurance in One Easy Plan

Right around the time your child is taking his or her first steps is the best time to take your first step toward a college savings plan. The Gerber Life College Plan makes it easy.

Safe, guaranteed growth

  • The only college plan that’s also adult life insurance
  • Affordable, fixed payments
  • Stable growth that never loses value due to economic downturns
  • Guaranteed payout of $10,000 to $150,000
  • Flexibility to use the money for anything, even expenses not related to college

TIP: Compare the Gerber Life College Plan with other savings plans. All you do is save a fixed amount of money each month for a set length of time (a “term,” in life insurance language). During this time, the child’s parent will enjoy full life insurance protection. At the end of the term, the policy delivers a guaranteed cash payout to use for college expenses (or anything else).

TIP: Don’t wait! The sooner you start saving for college, the less you’ll have to save each month to reach your goal.
Guaranteed money to help pay for college or whatever life brings

Your child can use funds from the Gerber Life College Plan to follow his or her dreams, whether or not they include college. Consider the Gerber Life College Plan as an essential part of your financial portfolio that can be used for anything at all, from tuition and books to starting a new business, buying a car, or as a rainy day fund. You’re free to use your money however you like, no strings attached.

Secure. Growth. Guaranteed.

What’s even better is that, unlike riskier financial products such as stocks and mutual funds, the Gerber Life College Plan is guaranteed to not lose value. Every policy is backed by the Gerber Life Insurance Company, which has been serving the financial planning needs of families for nearly 50 years. Plus, the policy earns cash value over time. In other words, you are guaranteed to get back at least as much or more than you put in while having adult life insurance protection, too!

Call us for a FREE child life insurance quote today at 888-415-8909 or click here