Products and Services

With the life insurance products and services available through 1st Option Insurance, we can help guide you in making good financial choices in a variety of situations throughout your lifetime. Whatever your budget and your needs a life insurance policy from 1st Option Insurance can help protect those who matter most to you.

Term Life Insurance

Term life insurance is the simplest and most affordable type of life insurance.

Whole Life Insurance

Whole life insurance provides coverage throughout your entire lifetime with a forced savings element that builds cash value.

Child Life Insurance

Insuring your child now is by far one of the easiest and most affordable ways to establish their financial foundation and future insurability.

Accidental Death Insurance

Accidents happen anytime, anywhere. Lives are changed in seconds. Prepare and plan ahead, easily and affordably.

Disability Insurance

Your ability to earn an income is your most important financial asset. Protect it against the risk of a disability today!

Final Expense Insurance

Provide your loved ones with funds to pay for your burial as well as other expenses that may pass over to your survivors.

No Medical Exam Life Insurance

No medical exam is required to apply for simplified whole life insurance or quick issue term life insurance

Long Term Care Insurance

Long-term care costs are high and can destroy your retirement plan. Health insurance and Medicare likely will not cover your long-term care costs.

Critical Illness Insurance

Your life can unravel quickly with a serious illness. A lump sum of money can help ease the financial stress that a critical illness creates.

Only the best products and services at the lowest prices. 1st Option Insurance prides ourselves and knowing we offer the best price and top companies for our products and services.