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Why Choose 1st Option

Why Choose 1st Option

We search over 50 term life insurance companies to find you the best price. Every life insurance company has a different height/weight chart and health underwriting so we take your answers to find the lowest quote for your situation.

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Our Trusted Companies

Every life insurance company that 1st Option Insurance represents has been rated A- to A++ by A.M. Best* for financial strength. By offering term life insurance from over 50 leading companies, we’re able to provide our customers with the power of choice – and the opportunity to pick their lowest rates.

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Term Life Insurance vs. Whole Life Insurance

Term Life Insurance

The purpose of term life insurance is to protect your family from financial loss. As the name implies, a term life insurance policy is good for a specific period of time; that can be 10 years, 15 years, 20 years, 25 years or up to 30 years. This type of insurance is the most affordable.

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